Mississippi Homeowners Need Flood Insurance

Did you know that floods are the number one natural disaster in the United States, and that Mississippi is often one of the hardest hit states in the nation when it comes to natural disasters? According to the National Flood Insurance Program, Mississippi was one of the top ten states for the highest paid flood claims in 2011.

At SouthGroup, we find that despite the prevalence of flooding in our region, most homeowners do not understand flood insurance. Did you know that Homeowners policies do not cover floods, and that you are more at risk of a flood than from a fire if you live in a flood zone?

National Flood Insurance Program

The federal government created the National Flood Insurance Program (NFIP) to protect homeowners throughout the country from floods. We can help you take advantage of the NFIP and help you understand how it works. We will include the discussion of flood insurance as part of your overall risk assessment, and flood insurance as part of your personal insurance portfolio. Flood insurance is vital to homeowners in Mississippi

Flood and Wind Exposures to Gulf Coast Homes

We serve hundreds of clients with homes all across the Gulf Coast. These homes are susceptible to wind and water damage, and we have a solid understanding of the risks you face and how to protect against them. We have access to specific wind coverage for hurricane risks and other specialty products you might need.

Contact a local SouthGroup office to learn more about a comprehensive personal insurance package that includes flood insurance.